Terms of Use

Information contained on this web site is provided on an “as is” basis and is used at your own risk. Your use of this web site is subject to your agreement to these terms of use. We reserve the right to change the content of the web site and these terms of use at any time.
This web site is designed to provide users with information concerning the pension and health care plans administered by A.R.M. Management Ltd., on behalf of the Boards of Trustees of each such plan, subject to these terms of use.
The descriptions of eligibility, benefits and other information pertaining to the described pension and health care plans and their members and dependants are provided for informational purposes only for your convenience of access through the internet. This web site and its contents are not legal documents. Benefits, entitlements and the legal effect of the plan documents are determined by the actual documents, contracts, and applicable laws and regulations. In the event of any conflict between any information on this web site and the applicable plan documents the plan documents will prevail. No information contained in this web site shall be referred to in the determination of the actual legal rights and obligations of any person or party.
While the Boards of Trustees and A.R.M. Management Ltd. will attempt to keep information on this web site current and accurate, information is presented without any representation or warranty of current accuracy, completeness, or applicability to any individual set of circumstances. Readers are cautioned to seek the advice of their own financial and legal advisors concerning their specific individual circumstances prior to making any decision or action affecting their plan eligibility, benefits or entitlements. This web site may contain material errors, misstatements or omissions which may affect your circumstances or make the information presented unreliable.
This web site is not intended to provide any individual with legal, financial, investment, tax or pension advice. You must rely on your own advisors or contact the plan administrator, your employer or Union concerning specific decisions and information applicable to your circumstances.
Where this web site contains links to other web sites operated by third parties, A.R.M. Management Ltd. and the Boards of Trustees cannot accept any responsibility for the contents, reliability or accuracy of such third party web sites. Links are provided for your convenience only and do not imply any endorsement of, or affiliation with the third party providers of linked information.

Disclaimer

A.R.M. Management Ltd. and the Boards of Trustees, their employees, agents, and associates, officers and directors, successors and assigns will not be liable for any claim of loss, damages, costs or expenses, direct or indirect, or consequential, of any person or entity arising from use of or reliance upon this web site or any web link provided. By your use of this web site you accept this waiver of liability.